A judgment-free zone

Budget by priority, not by purchase.

Priorities follow when money must be ready — not whether society calls it a need or a want. No receipt tracking. Just a plan for every paycheck.

Groceries, scheduled bills and yearly commitments — funded first, from accounts off your debit card.

Vet bills, repairs, medications. Things you need but never splurge on.

Your allowance. Anything you tend to overspend on lives here — no guilt.

Does your monthly take-home cover your bills? See any shortfall in seconds.

Split every paycheck into transfers so each bill is funded before it's due.

Enter balances, log any borrowing between priorities, and roll into next month.

Your numbers stay in this browser. Keep a backup file to restore or move devices.